Why Having Credit Doesn’t Mean You’re Irresponsible Or Headed For Debt

Why Having Credit Doesn't Mean You're Irresponsible Or Headed For Debt
There’s a huge misconception around credit and debt that seems to say that having credit is a bad thing, it somehow means you’re not good with money, or that you’re headed for financial ruin through being tied to debt, and this simply isn’t true. If someone is bad at managing money, then they’re going to be ...

Three Reasons a Credit Union Might Be a Better Banking Option for You

Credit unions are nonprofit organizations that allow people to become members. When they become members, they will be able to borrow money from a general pool. There is a board of directors that will make decisions for the credit union as a whole, as well as a group that makes decisions regarding whether or not ...

The Truth About Car Finance

The truth about car finance If you are looking to buy a new car, there will be a whole host of finance options available for you. The dealers themselves will nearly always offer you a finance deal as it is a great profit maker for them, but the choice can leave a consumer very confused. ...

Why Having A Good Credit Score Is Important In Today’s World

A credit score is a numerical summary of the financial history of an individual. These scores are now readily available to many companies. They are used to determine risk or credit worthiness without having to read an entire credit history. A poor credit score can have a significant impact on an individual. There are several ...

Building up your credit rating

Building up your credit rating
If you have been turned down for credit, refused a tenancy without a guarantor, or advised to open a basic bank account instead of a full-service account, you may realise the impact that a poor credit rating can have on your everyday life. While some poor credit ratings are the result of mistakes made in ...

Is it Good to Consolidate Credit Card Debt? 3

Is it Good to Consolidate Credit Card Debt?
Millions of people are finding themselves with a significant amount of credit card debt. You have numerous credit cards, and the balances keep increasing. Getting into debt is easy; however, getting out of debt is very difficult. Credit card consolidation is an option that many people consider, but is it really a wise decision? Credit ...

Undertaking Credit Repair By yourself

Undertaking Credit Repair By yourself (Just what To Do And Exactly what Not To Do). If you have actually recently been turned down for a loan, or for a brand-new bank card, you might need credit repair work. Being rejected credit rating is usually the effects of a bad credit rating record, which could happen ...