3 Reasons Why You Should Consolidate Your Debt

3 Reasons Why You Should Consolidate Your Debt
Household debt in the United States has been climbing steadily over the last few years. Credit cards, mortgages, student and auto loans, etc. have been the biggest reasons for this $13.67 trillion dollar balance. This means that individuals are borrowing more money from different sources in order to stay ahead. With multiple different loans needing ...

Debt: The Crippling Effect it Can Have on Your Life

Debt: The Crippling Effect it Can Have on Your Life
Just about everyone will need to take out a few loans throughout the course of their life. Some debt can actually help you. A mortgage or a car loan and a couple of credit cards paid on time builds up your credit score. However, when you take on too much debt it can have the ...

Short-Term Loans – What They Are & When to Use Them

Short-Term Loans - What They Are & When to Use Them
If you’re in a financial bind and in need of financial assistance immediately, you’ll most likely turn to a short-term loan to get you through. A short-term loan is not a loan in itself but an umbrella term that describes loans that are generally due within 30-days. The payment period will practically define the amount ...

DatabaseUSA Provides Accurate Marketing Solutions For Businesses

DatabaseUSA Provides Accurate Marketing Solutions For Businesses
Email marketing is very effective for large and small businesses alike. When you choose email marketing, you are essentially using emails to promote your business’ products and services. It is a very personal way to develop customer relationships. It is also an ideal way to keep customers informed with tailored marketing messages. DatabaseUSA.com® offers a ...

4 Ways to Get a Mortgage if you’re Self-Employed

4 Ways to Get a Mortgage if you’re Self-Employed
Collect your last three years accounts If you’ve been self-employed for over three years then you’ll want to get each of the three year’s accounts ready. Accounts can be downloaded online from the official HMRC government website. If you have an accountant, they can also do this on your behalf. If you don’t quite have ...

Sobering Numbers: The Cost of Recovery is Far Less Than Your Addiction is Costing You

Sobering Numbers: The Cost of Recovery is Far Less Than Your Addiction is Costing You
In the United Kingdom alone, there were reportedly 7327 deaths attributed to alcohol in 2017. To make matters worse, this detrimental statistic hasn’t decreased since 2013. A recent documentary covered the lives of UK residents who were dreadfully addicted to street spice and heroin. Their tales were that of sheer discomfort and sadness. This film ...

Which Personal Finance Career is Right for You?

Which Personal Finance Career is Right for You?
Whether you’ve always wanted to work in personal finance or have stumbled upon this career pathway by happy accident, the chances are you still have some research to do. Sure, a career in personal finance is likely to challenge and reward you, but do you know where your skills and passion lie? There are plenty ...

How to Make the Most of your Credit Card – and Avoid Problems

How to Make the Most of your Credit Card - and Avoid Problems
Credit cards can be a great way to help you get through a tough financial spell, and they’re a good way to enjoy the benefits of something this month if you know there’s money to pay it off coming through next month. But they can also cause more trouble than they’re worth: the fees if ...

It Can Be An Expensive Mistake Not To Have a Debt Recovery Service!

It Can Be An Expensive Mistake Not To Have a Debt Recovery Service!
As every company is set up for profit, one of the bad things that can happen is when customers don’t pay on time or even worse, not at all. Poor cash flow can eventually break down a prosperous business and in order to remain successful, you will possibly find yourself in a situation where you ...

Is Buying Stocks Online Really Safe?

Is Buying Stocks Online Really Safe?
What is safety when it comes to any form of investments? Is it the removal of all risks of making a loss? Or is it the assurance that you will not be defrauded as you embark on whatever financial venture you wish to get started on? Investments and risks go hand in hand. No matter ...