May ← 2013 ← Personal Finance

House Hunting the Right Way in a Market Frenzy 3

May

29

2013

House Hunting the Right Way in a Market Frenzy In theory, it’s good news for everybody that the United States housing market is coming back strong. There are fewer foreclosures, home values are up, and there is an overwhelming sense of confidence. Fannie Mae’s recent survey revealed nearly half of all homeowners are expecting their ...

5 Characteristics of Successful Traders 4

May

28

2013

Many people have different ideas about what makes someone good at trading stocks. It’s a stressful job, full of risk and strategy, and saying 10 percent of traders make a profit would be a generous estimate. But why are so many people drawn to the excitement of Wall Street? To be a great trader, you ...

How to Improve the Effectiveness of Receivables Collection

May

24

2013

Businesses should learn how to implement effective collection of accounts receivables. It is not bad to allow regular customers to make delayed payments. Today, it is actually a common business practice. Effective management of your business’ accounts receivables can greatly improve your cash flow. You have to realise that most other businesses now opt to ...

Bitcoin: Its Rise, Its Fall, and the Future of Virtual Currencies

May

24

2013

An increasing number of online merchants have made people around the world scramble to simplify online transactions by allowing purchasers to buy things without needing to access a bank account. In 2008, a pseudonymous developer named Satoshi Nakamoto developed an electronic cash system called Bitcoin. The creation and transfer of the digital currency is based ...

4 Little Known Business Tax Deductions

May

23

2013

4 Little Known Business Tax Deductions In 2012, President Obama signed the American Taxpayer Relief Act. According to the U.S. Treasury, this legislation includes multiple extensions and additions to tax incentives for small businesses in order to help them recover from the recession. But studies show that most small business owners aren’t aware of just ...

Learning the basics of home and small business accountancy

May

20

2013

For many small businesses keeping on top of finances can be difficult especially when the majority of their time is taken up with the day to day running of the business. A basic grasp of accountancy can be of great benefit to the business and its owner. The two main aims of accountancy are to ...

Personal Finance Tips for Everyone

May

18

2013

Don’t let your finances give you a headache. Once you read these few simple tips you will have all you need to get your finances in order. When you work all your life you need to prepare for retirement with every paycheck. Overview You don’t need a master plan for your finances. However, you can ...

Human Needs Versus Human Rights: How Social Workers are Thinking About Their Work

May

18

2013

Human Needs Versus Human Rights: How Social Workers are Thinking About Their Work Confronting ethical dilemmas is one of the most important elements of being a social worker, and it’s how a social worker handles the question of what is morally right or wrong that most determines their success. No matter what area of social ...

Why Entrepreneurs Need to Learn Finance ASAP 4

May

10

2013

While some entrepreneurs think they can just get a “finance guy,” there are some really good reasons for developing your own financial skills. The financing portion of your business is the bottom line, right? Finances dictate decisions, form possibilities and ultimately drive a business. Why It’s Not Good Enough to Hire a Finance Guy It ...

Building up your credit rating

May

9

2013

If you have been turned down for credit, refused a tenancy without a guarantor, or advised to open a basic bank account instead of a full-service account, you may realise the impact that a poor credit rating can have on your everyday life. While some poor credit ratings are the result of mistakes made in ...